Calculator

Cash ratio calculator

Whether you could pay short-term bills from cash alone.

2 min read

Cash ratio = cash & equivalents / current liabilities. The strictest liquidity test — can you pay bills from cash alone?

How to use it

Enter your figures above — the result updates instantly and nothing leaves your browser. Results are illustrative, not a quote or credit decision.

Frequently asked questions

Is below 1 a problem?

Usually not — most healthy firms collect debtors to pay bills. It only flags a risk if cash is very thin and debtors are slow.

Is this a quote?

No — it's a free illustration. Your actual Credicorp offer depends on an assessment of your company.

Funding for UK limited companies

Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.