Calculators
Interactive calculators that run in your browser.
Business loan repayment calculator
Estimate your monthly repayment, total repayable and cost of credit in seconds.
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Business borrowing affordability calculator
See whether a new repayment fits your monthly cash flow before you apply — enter your numbers and read the headroom in…
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True cost of borrowing (APR) calculator
Cut through fees and flat rates: see the total cost and the true annual rate behind any business finance offer.
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Working capital calculator
Measure the cash cushion between what your business owns short-term and what it owes short-term — and see if it's…
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Break-even calculator
Find the exact point where revenue covers your costs. Enter fixed costs, price and variable cost per unit to see the…
Read →Return on borrowed capital calculator
Borrowing is only worth it if the money earns more than it costs. Enter the amount, the cost of the finance and the…
Read →VAT calculator (add or remove VAT)
Add VAT to a net price, or work out the VAT already inside a gross price, at any rate.
Read →Invoice finance cost calculator
See how much cash an unpaid invoice releases today, what the service fee and discount charge add up to, and the true…
Read →Merchant cash advance calculator
Turn a factor rate into the figure that matters — total repayable, the slice taken from each day's card takings, and…
Read →Templates & checklists
Downloadable planners, templates and checklists.
Cash-flow forecast template
A simple structure for projecting money in and out over the next 12 months.
Read →Business plan template
A clear, lender-ready business plan structure you can copy straight into a document. Built for UK limited companies…
Read →Business loan application checklist
Everything a UK limited company should have ready before applying for business finance — documents, figures and the…
Read →12-month business budget template
A month-by-month budget structure you can copy straight into a spreadsheet. Built so UK directors can plan income,…
Read →Profit & loss template
A clean profit & loss structure you can copy into a spreadsheet, with the exact rows that take you from sales to…
Read →Break-even analysis worksheet
A ready-to-use break-even worksheet that shows exactly how much you need to sell to cover your costs — fill in the…
Read →Credit control checklist
A step-by-step credit control checklist covering onboarding, invoicing, chasing and escalation — copy it into your…
Read →Loan-readiness checklist
A loan-readiness checklist that gets your numbers, documents and story straight before you apply — so a lender sees a…
Read →Management accounts checklist
A monthly management accounts checklist — the exact statements, reconciliations and KPIs to produce each period so you…
Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.