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Creditor days (DPO) calculator

How long you take to pay suppliers — a key lever on working capital.

2 min read

Creditor days (DPO) = (trade payables ÷ annual purchases) × 365. It shows how long, on average, you take to pay suppliers.

How to use it

Enter your figures above — the result updates instantly and nothing leaves your browser. Creditor days (DPO) calculator results are illustrative and not a quote or credit decision.

Frequently asked questions

Should I maximise creditor days?

Stretching suppliers frees cash but can damage relationships and pricing. Balance it against early-payment discounts.

Is this a quote?

No — it's a free illustration. Your actual Credicorp offer depends on an assessment of your company.

Funding for UK limited companies

Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.