2 min read
Debt service cover ratio = cash available for debt ÷ annual repayments — a core lender affordability test.
How to use it
Enter your figures above — the result updates instantly and nothing leaves your browser. Results are illustrative, not a quote, tax computation or credit decision.
Frequently asked questions
What DSCR do lenders want?
Many look for 1.25x or more, meaning cash available is at least 1.25 times the repayments. Below about 1.1x an application looks stretched. Illustrative — every lender sets its own bar.
Is this a quote?
No — it's a free illustration. Your actual Credicorp offer depends on an assessment of your company.
Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.