2 min read
DSCR = net operating income ÷ total debt service. Lenders typically look for 1.25 or higher.
How to use it
Enter your figures above — the result updates instantly and nothing leaves your browser. Debt service coverage ratio (DSCR) calculator results are illustrative and not a quote or credit decision.
Frequently asked questions
What DSCR do lenders want?
Many look for 1.25×, meaning income is 25% above repayments. Credicorp assesses each company on its own merits.
Is this a quote?
No — it's a free illustration. Your actual Credicorp offer depends on an assessment of your company.
Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.