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Fixed charge cover = (EBIT + lease) / (interest + lease). A stricter affordability test that includes leases, not just interest.
How to use it
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Frequently asked questions
Why include leases?
Leases are committed fixed payments just like interest, so lenders increasingly look at fixed charge cover for a fuller affordability picture.
Is this a quote?
No — it's a free illustration. Your actual Credicorp offer depends on an assessment of your company.
Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.