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Interest cover = operating profit / interest payable. Lenders watch it to check profit comfortably covers interest.
How to use it
Enter your figures above — the result updates instantly and nothing leaves your browser. Results are illustrative, not a quote or credit decision.
Frequently asked questions
What cover do lenders want?
Often 2–3× or more. Below ~1.5× a lender will look hard at affordability.
Is this a quote?
No — it's a free illustration. Your actual Credicorp offer depends on an assessment of your company.
Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.