Calculator

Quick ratio (acid test) calculator

Test whether your business can cover short-term liabilities without relying on selling stock.

2 min read

Quick ratio = (current assets − inventory) ÷ current liabilities. Above 1.0 means you can meet short-term bills without selling stock.

How to use it

Enter your figures above — the result updates instantly and nothing leaves your browser. Quick ratio (acid test) calculator results are illustrative and not a quote or credit decision.

Frequently asked questions

Why exclude inventory?

Inventory can be slow to convert to cash, so the quick ratio is a stricter liquidity test than the current ratio.

Is this a quote?

No — it's a free illustration. Your actual Credicorp offer depends on an assessment of your company.

Funding for UK limited companies

Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.